Posts Tagged Loan

Pros And Cons Of Online Education For The World Citizen

More and more young people are choosing non-traditional education to start and advance in their careers while completing and furthering their formal education. “Typical distance learners are those who don’t have access to programs, employees who work during scheduled class hours, homebound individuals, self-motivated individuals who want to take courses for self-knowledge or advancement, or those who are unable or unwilling to attend class” (Charp, 2000, p. 10). Three key elements surround the online learner: technology, curriculum, and instructor (Bedore, Bedore, & Bedore, 1997). These elements must be keenly integrated into one smoothly and operationally functional delivery tool.

While an online method of education can be a highly effective alternative medium of education for the mature, self-disciplined student, it is an inappropriate learning environment for more dependent learners. Online asynchronous education gives students control over their learning experience, and allows for flexibility of study schedules for non traditional students; however, this places a greater responsibility on the student. In order to successfully participate in an online program, student must be well organized, self-motivated, and possess a high degree of time management skills in order to keep up with the pace of the course. For these reasons, online education or e-learning is not appropriate for younger students (i.e. elementary or secondary school age), and other students who are dependent learners and have difficulty
assuming responsibilities required by the online paradigm. Read the rest of this entry »

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Understanding and Unleashing the Transformative Powers of Education

As a child, my parents always impressed upon me the importance of getting a good education. My father in particular, always told my siblings and I that we should strive to be number one in our studies. Because of the strict nature of my father, getting good grades was the rule, while getting low grades resulted in punishment. Needless to say, my siblings and I achieved honor role status throughout our K through middle school years. However, as I hit high school things began to change for me. I was no longer that little boy that followed my father’s every wish out of fear. By now, I had been hardened by the tough streets of Brooklyn and questioned whether getting a good (formal) education could take me out of this environment.

You see, in my community, I knew of few high school graduates, much less college graduates. My parents had limited education and struggled to provide for my siblings and I. Like many that grew up in poor communities, I experienced my fair share of pain and struggles. Like many of today’s youth that are dropping out of high school in record numbers, I too doubted the transformative powers of formal education touted by my parents and teachers. I did not believe that formal education alone could transform my socio-economic situation. As a result, I began to devalue formal education and withdrew (cutting classes regularly). Luckily, I began to realize the error in my thinking brought about by the intervention of a high school guidance counselor. I struggled to graduate high school, needing to attend summer school two years in a row in addition to night school. Nevertheless, I did graduate-But what next!?

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Education Loans Can Augment The Boundaries Of What You Can Achieve

Education never ends – it is not said without reason. We are educated all our lives and getting an education not only is a great achievement but something that gives you the tools to find your own way in the world. Education is indispensable; little do we realize how much more it can bring to us in terms of worldly amplifications. Anyone can have propensity and the natural endowment for education. But one might not have the resources to finance their education. You certainly can’t let lack of resources impede you from advancing your prospects through education. Then you accidentally stumble upon the word ‘education loans’. Loans for education – you have never thought about it as a feasible arrangement. Education loans can open newer panoramas in regard to your education aspirations.

Education loans are open to all people in all its myriad forms. Education loans can realize your education plans or the education plans of your children. You can strengthen you own future and the future of your son or daughter with education loans. An extensive range of student and parent loans are presented under the category of education loans. There are many types of education loans. Discerning about the types of education loans will help you in making the accurate decision. The single largest resource of education loans is federal loan. The two main federal education loan programmes are the Federal Family Education Loan Programme and the Federal Direct Loan Programme. In the Federal Family Education Loan Programme the bank, credit union or the school is the lender. While the federal direct loans programme, the department of education is the lender.

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